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Do you have a Texas Landlords Insurance Policy or have you purchased it from an out of state insurer?

Landlords insurance policies have differing requirements dependent upon which state your property is located in and only a local such as Westchester Insurance will be in a position to adequately advise you on the best cover for you.

One of the things that most people don’t think about before they purchase an investment property is the insurance cost. If you’ve been hit by a high premium, it’s never too late to do something about it. We can take a look at your options and recommend measures to reduce your insurance costs or recommend changes to your cover to be sure you have adequate protection at an affordable cost.

If you have not yet purchased your property, you should check the proximity to fire hydrants. It’s very nice to have a remote property away from the hustle and bustle, but premiums increase as you get further away from fire fighting facilities.

A vacancy clause is also something that you should be clear on before you decide on a landlords insurance policy. If your property is vacant for a lengthy period, is it covered? It pays to read the fine print of any insurance policy.

The agents at Westchester Insurance are experts in Texas Landlords Insurance – give us a call soon to discuss your policy.